Accepting Credit Card Payments
Accepting credit card payments can suit any business, big or small. Credit card payments have been the go-to for consumers due to their security, convenience and ease. By accepting credit cards, businesses not only cater to the needs of their customers but also open up a wide range of benefits:
- 62% of Businesses agree paying by card is faster, and having a payment portal allows customers to conveniently pay online any time of the day.
- Receiving card payments has been found to reduce payment chasing by 61% and improve cash flow in 73% of businesses.
- Acceptance of credit card payments helps simplify the checkout process meaning customers require less support and intervention from the business.
- Card payments can help reduce manual processing (e.g. over the phone) in your business, with no cross-checking bank statements or need to store card details required.
- Credit card companies often provide protection measures against fraud, protecting businesses from fraudulent transactions and chargebacks.
Why accept credit card payments with B2Bpay?
B2Bpay is super easy to get started and won’t cost you anything! No training, merchant facilities, or changes to your banking or IT systems are needed. At B2Bpay, we’ll do it all for you. We process the credit card payments for you and pay them into your nominated bank account. Also, there are no costs to you for receiving payments unless you choose to absorb them.
With B2Bpay, you also have the option to become a B2Bpay Bonus Biller and begin offering bonus Qantas Points to customers paying your invoices. Meaning your customers can be rewarded with Qantas Points every time they pay you (1 Qantas Point for every $100 spent) giving you an edge over the competition. And, if customers choose to pay using VISA, Mastercard, American Express or Diners Club, they will still be able to take advantage of building their other credit card reward point balances.
Want to start offering your customers the option to pay by VISA, Mastercard, American Express or Diners Club?
Join B2Bpay today for free and start offering credit card payments to your customers. To get started all you need to do is contact us. We can sign you up for B2Bpay and set you up as a Biller with a unique payment portal branded with your business logo. Then once you are ready, you can start adding the portal link to future invoices (e.g. pay.b2bpay.com.au/YourCompanyName) so customers can pay you anytime using their VISA, Mastercard, American Express or Diners Club card.
Want to earn points and rewards your customers when accepting payments?
Earn 10,000 Qantas points for the first $10,000 received*.
Plus you receive 1 Qantas Point for every $20 paid to you via Mastercard or VISA.
Your customers earn 1 Qantas Point for every $20 paid through B2Bpay.
How it works
Invoice your customer
Include B2Bpay payment info on your invoice. You can do this from within your Accounting Software including Xero, MYOB and Quickbooks (plus others).
Customer pays via B2Bpay
Payments are made using customer’s nominated card.
Funds sent to you
Funds are transferred to you by EFT or BPAY within 3 business days.
Watch explainer video
If you would like to have a chat to us about signing up to B2Bpay or have any questions, please call on 1300 205 575 or email us at [email protected].
Frequently Asked Questions
No merchant machine is required to process credit card payments. All you need to do is provide your online payment portal to customers to prompt payment.
There is no cost for you to receive payments as your customers pay the processing fees, unless you choose to absorb the fees.
If you choose to absorb the processing fees they are as follows: Visa / Mastercard standard cards: 1.3%, Visa / Mastercard premium and corporate cards: 1.65%, American Express cards: 2.3%, Diners Club cards: 2.5%.
These fees replace any existing merchant service fee or surcharge and you and your customers will earn Qantas Points on eligible payments.
Yes, you can accept credit card payments over the phone if you choose to do so.
50% More Qantas Points, plus 50k bonus Qantas Points⁺
Sign up to B2Bpay and earn 50% more Qantas Points on payments made, plus 50,000 bonus Qantas Points when you receive payments from more than 5 customers totalling a minimum of $25,000. Ends 30 November 2024. T&Cs apply+
